When your own identity is threatened because of the fact that someone else is actually using it without your permission for some ulterior motives, what you are facing is an identity theft. Identity theft is defined as an offense concerning unlawful handling of another individual's identity. Hence in order to protect yourself from such illegal practices and save you from its untoward consequences you invariably need to find apt identity theft solution.
There are basically four types of identity theft known to jeopardize people's lives. They are:
- Financial Identity Theft (exploiting another's name and SSN to obtain goods and services)
- Criminal Identity Theft (pretending as another person when arrested for a crime)
- Identity Cloning (using another's information to assume his or her identity in daily life)
- Business/Commercial Identity Theft (using another's business name to obtain credit)
Accordingly there are different approaches to the identity theft solutions for each of the above types of identity thefts.
Identity theft is considered to be a serious breach of privacy. Hence the need for proper and effective identity theft solution has become very crucial. The raise in the number of crimes involving identity theft led to the drafting of the Identity Theft and Assumption Deterrence Act in the USA.
In 1998, The Federal Trade Commission arrived on the scene before the United States Senate. The FTC discussed crimes, which exploit consumer credit to commit loan fraud, mortgage fraud, lines-of-credit fraud, credit card fraud, and commodities and services frauds.
If you become a victim of identity theft it is vital for you to adopt some effective measures in order to restore your jeopardized state of affairs. You can consider some useful identity theft solution so as to prevent any such theft. What you can do on your own is to take the following steps:
- Do not give away your personal details to strangers.
- Avoid giving away your SSN, credit card number or such other valuable information on public online sites.
- Regularly check with the status of your accounts in order to locate any unwanted changes taking place.
- If you are told that your financial statements are being mailed to another address that you haven't authorized, tell the financial institution or credit card representative immediately that you did not authorize the change of address and that someone may be improperly using your accounts.
- Try to maintain detailed records of your banking and financial accounts.
Even if you take all of these steps, however, it is still possible that you can become a victim of identity theft. This is why you need expert professional identity theft solution to fish you out from the troubled waters.
With the advancement of technology, leading more and more people using the Internet worldwide, it has become quite a hassle to tackle identity theft issues single handedly. Hence it is always safe to seek proper identity theft solution from people who know the modes operandi of the impostors and are equipped with the latest technological know-how that enables them to give protection to the customers.
